
The Dream of Homeownership
is Within Reach
Community Land Trust (CLT) homes make ownership possible for people who might otherwise be priced out of the market, without sacrificing quality or long-term stability.
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KEY BENEFITS OF CLT HOMEOWNERSHIP
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Affordability that lasts - homes are sold at below market rate and remain affordable for future buyers.
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Build equity - Homeowners build equity and can keep a portion of the homes increased value when selling the house.
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Generational wealth - The home and its investment can be inherited by family members.
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Security & stability - Enjoy the pride and independence of owning your home.
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Ongoing support - CLTs offer a stewardship program to help with navigating homeownership challenges.
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Healthy, safe housing - Homes meet quality standards and are located in communities where people can thrive.

Next Steps & What to Expect
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Learn about the CLT Model
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Check Eligibility
You must be over 18
Be income qualified -
Homebuyer Education​
DSCLT can connect you to programs that qualify -
Qualify for a CLT Approved Mortgage Lender
Diamond State CLT can connect you with a lender
All Debt to Income must be below 35% of your gross annual income -
Purchase Your CLT Home
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Ongoing Stewardship & Support
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LET'S GET STARTED!
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FILL OUT THE FORM BELOW TO CONNECT WITH US:
Please call or email Amy Pratt, Program Manager for more information!
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Email:amypratt@diamondstateclt.org
Phone:(443)480-1797
363 Saulsbury Rd. Dover, DE 19904
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"A journey of a thousand miles begins with a single step." Lao-Tzu​​

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